BUY TO LET MORTGAGES Plus so much more.

2L   Buy to let Mortgages

·         Residential Mortgages

·         Self Cert Mortgages

·         Buildings & Content Insurance

·         Life Cover

·         Critical Illness Cover

·         Permanent Health Insurance

·         Mortgage Protection

·         Landlord Insurance

·         Rental Insurance

·         Secured & un-Secured Loans

·         Bridge Finance

·         Development Finance

·       Commercial Finance

Do you have a residential mortgage?

Do you have equity in your property?

Do you want to use this to your advantage?

As we are all aware, the buy2let mortgage market range is getting smaller by the day, the banks are raising their interest rates why? No body knows, the government has ploughed your hard earned money to the banks that you are trying to get loans from. “Quantitative Easing” is what they call it, but has it?. No……
But don’t let this stop you the investor in the best time to invest in the property market. What can you do, the residential mortgage market currently has the lowest rates and arrangement fees that are considerably lower than buy2let mortgages offered.

Example you currently own a residential property with equity. Consider re-mortgage your current residential property rather than simply going for a buy to let mortgage. Release extra funds in you’re property to aid you buying the investment property for with a larger deposit i.e. more deposit money means you can get a lower loan to value buy2let mortgage, which means you have more wider choice and lower interest rate. You can also offset the interest on the residential mortgage against the income of the buy2let, so reducing a possible 40% tax exposure. Residential mortgage rates can start from 3%, match this with your yeild and your are on to a winner.

To discuss any of the above with this broker contact us